We have been in the receivables factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and having had these experiences, can help you through any bad times you might come under. We won't fold when the times get bad, like a few receivables factoring companies regretfully have before.

All factoring companies have yardsticks for size, industry, and risk. It's pretty tough for you to determine which receivables factoring firm is the best fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the right fit for your business - whether it's with us or another receivables factoring company.

We have an enviable network of receivables factoring industry counterparts, these close relationships were built over 20+ years in the business. So, after you take the time to tell us what you need, we have no doubt that you will find just what you need..

Almost all receivables factoring firms let you select and choose your customers to factor. Although a handful of them usually require a minimum dollar amount prior to doing business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will force you into receivables factoring when you don't require it.

Almost all receivables factoring firms try not be upfront about their fees. Who knows all the reasons why they do this. You can be sure, We are different.  We are unconditionally upfront about our fees. When you apply, you are provided a crystal-clear, no obligation rate proposal with the fee for your company. It is going to be tough finding another factoring company, if any, that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few accounts receivable factoring companies are funded by Wall Sreet investors. We are a privately held company and don't take commands from investors and boards. Much like you, we are like-minded business people and we have jumped many of the hurdles that a business deals with. We hear your story, determine concerns. Based on that information we will put together a customized solution for you. Almost all accounts receivable factoring companies particularly the Silicon Valley ones first and foremost depend on an algorithm to determine your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Almost all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't dismiss the fact that the receivables factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns so to get them fixed right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on the lookout for negative payment trends. This is essential to prevent unnecessary write-offs.

We employ state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Almost all other companies are not even in the same neighborhood.